A coach for the week you shop for a mortgage
Shop for your mortgage in one focused week
Coach's call
Mortgage shopping works best as a short, planned sprint. Get your documents and credit reports ready first, then ask several lenders for Loan Estimates on the same day for the same loan, lock period and points. Scoring models generally treat mortgage inquiries in a short window as one, so a tight week protects your credit and gives you comparable offers.
Last reviewed against the primary sources listed below.
ToolShopping-week plannerYour dates, day by day.Day 0Before you shopDocuments and credit reports.RuleThe credit-inquiry windowWhy a tight window matters.Day 1Same day, same termsMaking quotes comparable.Day 1How many quotesEnough to see the range.Day 3NegotiatingUsing a competing estimate.Watch outShopping mistakesThe ones that cost most.
Where this fits
Comparewell covers the shopping process. To check whether a lender is legitimate, use public license and complaint records; to read the estimates themselves, use the CFPB Loan Estimate explainer.